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Mortgage Types

Every customer is different, so we provide a variety of customized home loan programs including refinance and home purchase options.

Our Loan Originators are specially trained to analyze your individual needs to help you achieve your financial goals. When you fill out an application, your Loan Originator meets with you one-on-one. That way you'll get to know us, and we'll get to know you, allowing us to work effectively with you to design a program best suited to meet your specific financial needs.

Determining the appropriate mortgage can be a challenge, and that's why we're here to help. Learn about the different types of home loans, the unique benefits of each, and identify your options.

Fixed-Rate Mortgage

Fixed-Rate Mortgage: A mortgage for which the interest rate will remain the same throughout the entire term for the original borrower.

FHA Loan

FHA Loan: A loan insured by the Federal Housing Administration. An FHA Loan is usually available at an attractive lower rate, and is open to all qualified borrowers.

VA Loan

VA Loan: A loan guaranteed by the US Department of Veteran Affairs (VA) to help veterans and their families acquire financing.

USDA Loan

USDA Loan: A loan for non-farm homeowners in rural areas guaranteed by the United States Department of Agriculture's (USDA) Rural Housing Service.

Adjustable Rate Mortgage

Adjustable Rate Mortgage (ARM): A mortgage in which the interest rate is adjustable periodically based on a pre-selected index.

Jumbo Loans

Jumbo Loan: Jumbo mortgages are a good solution for borrowers looking to purchase a higher priced home.

Our Loan Originators walk you through the entire process, helping you make the best home loan choice for your financial future. Call your local office for more details.