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Jumbo Loan in Charlottesville, Virginia

For home buyers in Charlottesville that are purchasing a home and need a mortgage that exceeds $437,000, a jumbo loan from American Equity Mortgage is the best option. A jumbo loan provides a convenient financing option for the entire loan amount instead of opening two separate loans. In addition, home buyers may qualify for a jumbo loan with a FICO score as low as 680! There are other benefits and features* of our jumbo loan program including:

  • Purchases up to 90% LTV
  • Rate & Terms 90% LTV
  • FICO’s down to 680
  • Fixed, ARM, and interest only ARMs available
  • First time homebuyers are permitted
  • Max LTV on Cash Out is 70%
  • Loan amounts up to $3M on single family primary residence in most states

Now is the time to take advantage of competitive interest rates with our jumbo loan program. Purchase your dream home through a jumbo loan from American Equity Mortgage and save instantly. Please complete the form above or call us to see if you qualify for a jumbo loan in Charlottesville. American Equity Mortgage will get you to a better place.

American Equity Mortgage serves Charlottesville and the surrounding cities and counties including, but not limited to: Crozet, Lake Monticello, Columbia, Scottsville, Stanardsville, Albemarle County, Fluvanna County, Greene County, and Nelson County.

* Guidelines may vary by geographic location

American Equity Mortgage
215 Wayles Lane, Suite 125
Charlottesville, VA 22911
Phone: 434.989.2274

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...


"This company was always on top of things and met deadlines. No complaints and an overall excellent experience in financial lending and approval. They were always transparent, patient, courteous, and willing to explain any and all questions from the home buyer."

Suzanne, Charlottesville

"My fiancé and I were really impressed with the service from the American Equity Mortgage office. Our Mortgage Planner was reliable and down to earth. He made our first home purchase go smoothly. Very responsive and always available for his client."

Kayla, Charlottesville

"My Mortgage Planner was responsive, courteous, attentive and a creative expert in his field. He is one of the world's really "good guys". You just cannot go wrong with American Equity Mortgage."

Donald, Charlottesville