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Purchasing a home through obtaining a home loan is usually the largest investment you will make. Don’t trust an out-of-town mortgage company that does not truly understand the local Charlottesville housing market to help you make this decision. Our home loan experts live and work right here in Charlottesville, so they have a full understanding of the local housing market.

Being local allows our loan originators to match you with the perfect Charlottesville home loan option. American Equity Mortgage serves Charlottesville and the surrounding cities and counties including, but not limited to: Crozet, Lake Monticello, Columbia, Scottsville, Stanardsville, Albemarle County, Fluvanna County, Greene County, and Nelson County. Please complete the contact form above to speak with a Charlottesville home loan expert.

American Equity Mortgage
215 Wayles Lane, Suite 125
Charlottesville, VA 22911
Phone: 434.989.2274

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...


"This company was always on top of things and met deadlines. No complaints and an overall excellent experience in financial lending and approval. They were always transparent, patient, courteous, and willing to explain any and all questions from the home buyer."

Suzanne, Charlottesville

"My fiancé and I were really impressed with the service from the American Equity Mortgage office. Our Mortgage Planner was reliable and down to earth. He made our first home purchase go smoothly. Very responsive and always available for his client."

Kayla, Charlottesville

"My Mortgage Planner was responsive, courteous, attentive and a creative expert in his field. He is one of the world's really "good guys". You just cannot go wrong with American Equity Mortgage."

Donald, Charlottesville