Apply Now!

Fixed Rate Mortgage Loan in St. Louis

A fixed rate mortgage in St. Louis is a loan that maintains an unchanging interest rate for the duration of the term. The rates and payments remain constant regardless of inflation and other external factors.

Many first-time home buyers in Missouri choose a fixed-rate mortgage due to the simplicity and stability. Fixed month-to-month mortgage payments allow assured financial planning and predictable budgeting for borrowers. These loans are popular in St. Louis when rates are low, allowing homeowners and home buyers to lock in competitive rates.

Fixed rate mortgages are offered in 15-year and 30-year terms. The combined principal and interest payment does not change, but rather the amount directed to principal increases while the amount directed to interest decreases each month.

Is a fixed rate mortgage right for you? Our St. Louis loan originators may recommend a fixed rate mortgage if you agree with the following:

  • Want a lower rate
  • Can afford the payment on the home you’re purchasing
  • Prefer stable costs
  • Budget monthly expenses
  • Plan to keep the home for a long time

mortgage rates

American Equity Mortgage provides fixed rate mortgages in St. Louis and surrounding metro areas that include, but are not limited to: Mehlville, Maryland Heights, Cahokia, Brentwood, Chesterfield, Florissant, St. Charles, High Ridge and O'Fallon.

Contact an American Equity Mortgage representative today to see if a fixed rate mortgage loan in St. Louis is right for you. American Equity Mortgage helps those in St. Louis and throughout Missouri Get To A Better Place.

American Equity Mortgage
11933 Westline Industrial Drive
St. Louis, MO 63146
Phone: 314.878.9999

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...


"My Mortgage Consultant was very professional and knowledgeable. He answered all my questions, returned my calls and made sure the closing went quickly. I highly recommend American Equity Mortgage."

Susan, St. Louis

"The best experience with a real estate company, ever. The staff was very professional, always on time and they did what they said they would do. They were up front with all the needed information. No hidden agendas."

Cramon, St. Louis

"Great job. I am happy and I now feel safe with a fixed rate on my mortgage."

Lexa & Donna, St. Louis