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FHA loans in Seattle feature no income limits, low down payment, and are insured by the Federal Housing Administration. Down payments can be as low as 3.5% for some single-family homeowners. FHA loans are becoming increasingly popular as an attractive option for first-time home buyers.

 

Why Choose an FHA Loan?

Many people believe that FHA loans are just for first-time buyers, but these Seattle loans are available to qualified borrowers who have previously owned a home as well! The less stringent criteria makes them a realistic option for those with historical credit problems or less than traditional credit.

Even though the requirements are less strict, FICO scores are still evaluated in 98% of cases. In order to qualify for an FHA loan with a down payment as low as 3.5% the borrower will need a minimum score of 580.

If you are concerned that your credit score may be below 580, please contact a Loan Originator to discuss your personalized options.

 

American Equity Mortgage FHA Loans

American Equity Mortgage has the local experience to help you get to a better place in Seattle. Our team is proud to serve Seattle and the surrounding metro areas in Washington, including: Bellevue, Tacoma, Kirkland, Northgate, Shoreline, and Ballard.

Considering an FHA loan in Seattle? Contact a Loan Originator today and take a moment to fill out an online application to find out if you qualify for competitive rates.

American Equity Mortgage helps those in Seattle and throughout Washington Get To A Better Place.

American Equity Mortgage
3055 112th Avenue Northeast, Suite 200
Bellevue, WA 98004
Phone: 425.889.9699

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...


"We have refinanced four other times in the past; our experience with American Equity Mortgage was by far the most streamlined, easiest, and hassle-free experience to date."

John & Karen, Seattle

"Throughout our loan process, we felt cared for and well informed."

Rony & Erastus, Seattle

"Our Mortgage Consultant was able to get the refinance on my home that nobody else could. Thank you!"

Michael, Seattle