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Charlottesville Mortgage Company

American Equity Mortgage is a Charlottesville mortgage company that provides competitive interest mortgages and exceptional client service. All of our employees live and work throughout the Charlottesville area so they fully understand the community and local housing market. American Equity Mortgage offers dozens of unique mortgage programs for homeowners and home buyers in Charlottesville and throughout Virginia.

One of the most important decisions when buying property is choosing a credible and experienced loan originator. Carl Heimlich, Charlottesville Mortgage Planner and Branch Manager, has worked in the mortgage industry since 2001 finding the perfect mortgage option for homebuyers in the Charlottesville area. Carl will work to close your loan as efficiently as possible and get you to a better place.

American Equity Mortgage serves Charlottesville and the surrounding cities and counties including, but not limited to: Crozet, Lake Monticello, Columbia, Scottsville, Stanardsville, Albemarle County, Fluvanna County, Greene County, and Nelson County.

American Equity Mortgage
215 Wayles Lane, Suite 125
Charlottesville, VA 22911
Phone: 434.989.2274

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...


"This company was always on top of things and met deadlines. No complaints and an overall excellent experience in financial lending and approval. They were always transparent, patient, courteous, and willing to explain any and all questions from the home buyer."

Suzanne, Charlottesville

"My fiancé and I were really impressed with the service from the American Equity Mortgage office. Our Mortgage Planner was reliable and down to earth. He made our first home purchase go smoothly. Very responsive and always available for his client."

Kayla, Charlottesville

"My Mortgage Planner was responsive, courteous, attentive and a creative expert in his field. He is one of the world's really "good guys". You just cannot go wrong with American Equity Mortgage."

Donald, Charlottesville