Carl Heimlich (NMLS: 314836)
Vice President of Lending, Virginia
Cell: 434.989.2274 | Office: 434.234.3985
With over 17 years of experience in the mortgage industry, over five of those with American Equity Mortgage, Carl Heimlich’s mission is to get you the right loan. To him it’s more than just completing the application and hoping it’s approved; he strategically thinks about how your loan process would work. “I basically underwrite the file in my head, check upfront with our underwriters on guidelines and investigate any potential roadblocks before sending in the paperwork.”
Extremely knowledgeable and proactive about every pre-qualification and loan he undertakes, Carl closes 98% of all the loans he submits. He believes that the most important decision you’ll make when buying property is choosing your mortgage planner. He holds the honor of being voted a #1 Lender in the Rural Virginian’s Readers Choice Poll for the past ten consecutive years and continues to be a top producer in the industry since 2002.
Spending much of his adult life in the Lake Monticello Community, Carl is an active member of CAAR and the Charlottesville Chamber of Commerce. He contributes to local charities like the American Heart Association, Arc of the Piedmont and also supports our company charities through AEM Cares. He gives thanks every morning for his wonderful family, including his wife of over 30 years, two adult children and two canine children: a cocker spaniel named Oliver and Astro, the chocolate lab. When Mr. Heimlich isn’t speeding up a home loan closing, you can find him cruising down the highway in his 2000 Corvette.
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