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Obtaining a home loan and purchasing a home is usually one of the largest investments you will make. Don’t trust an out-of-town mortgage company that does not truly understand the local St. Louis housing market and neighborhoods to help you make this decision.

St. Louis has been lauded as the top city for startups by Popular Mechanics, leading to increasing employment opportunities and a growing sense of pride in the community. Combined with historically low interest rates, homeowners continue to receive financial benefits including:

  • Stable housing costs
  • Increasing equity
  • Increased net-worth
  • Tax deductions
  • Capital gains exclusion
  • Resale value

Home values in St. Louis have been on the rise since 2011, making home ownership an investment opportunity for St. Louis and Missouri residents. Homeowners in St. Louis invest 11.2% of their income to mortgage payments, compared to 23.4% for rent1. There are other personal advantages to homeownership including independence from a landlord and creative control over the home.

buying vs renting

Founded in St. Louis in 1992 as local home loan specialists, our loan originators have the knowledge and experience to match you with the perfect St. Louis home loan option. We offer a variety of home loan options that are available to meet your unique needs.

American Equity Mortgage provides home loans in St. Louis and the surrounding metro areas including, but not limited to: Mehlville, Maryland Heights, Cahokia, Brentwood, Chesterfield, Florissant, St. Charles, High Ridge, and O'Fallon. Please complete the contact form above to speak with a St. Louis home loan expert.


American Equity Mortgage
11933 Westline Industrial Drive
St. Louis, MO 63146
Phone: 314.878.9999

Hours of Operation
Monday - Friday 8:30 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...

"My Mortgage Consultant was very professional and knowledgeable. He answered all my questions, returned my calls and made sure the closing went quickly. I highly recommend American Equity Mortgage."

Susan, St. Louis

"The best experience with a real estate company, ever. The staff was very professional, always on time and they did what they said they would do. They were up front with all the needed information. No hidden agendas."

Cramon, St. Louis

"Great job. I am happy and I now feel safe with a fixed rate on my mortgage."

Lexa & Donna, St. Louis