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FHA loans in Fort Myers feature no income limits, low down payment, and are insured by the Federal Housing Administration. Down payments can be as low as 3.5% for some single-family homeowners. FHA loans are becoming increasingly popular as an attractive option for first-time home buyers.

Why Choose an FHA Loan?

Many people believe that FHA loans are just for first-time buyers, but these Fort Myers loans are available to qualified borrowers who have previously owned a home as well! The less stringent criteria makes them a realistic option for those with historical credit problems or less than traditional credit.

Even though the requirements are less strict, FICO scores are still evaluated in 98% of cases. In order to qualify for an FHA loan with a down payment as low as 3.5% the borrower will need a minimum score of 580.

If you are concerned that your credit score may be below 580, please contact a Loan Originator to discuss your personalized options.

American Equity Mortgage FHA Loans

American Equity Mortgage has the local experience to help you get to a better place in Fort Myers. Our team is proud to serve Fort Myers and the surrounding metro areas in Florida, including: Cape Coral, Lehigh Acres, Bonita Springs, Estero, Naples, and Marco Island.

Considering an FHA loan in Fort Myers? Contact a Loan Originator today and take a moment to fill out an online application to find out if you qualify for competitive rates.

American Equity Mortgage helps those in Fort Myers and throughout Florida Get To A Better Place.

American Equity Mortgage
8831 Business Park Drive, Suite 301
Fort Myers, FL  33912
Phone: 239.240.8292

Hours of Operation
Monday - Friday 9:00 am - 5:00 pm

Real People. Real Stories. Get to a Better Place...

"You can tell he sincerely cares about the people he represents and wants to help them. I would highly recommend [American Equity Mortgage] to anyone looking to secure a loan for any type of mortgage needs!"

Zillow Customer, Florida

"We were out of state and our Mortgage Planner did a wonderful job of updating us continually. She made the loan process a wonderful experience."


"My Mortgage Consultant at American Equity Mortgage was fantastic! He looked after my interest and went above and beyond my expectations. I highly recommend AEM!"