Advantage Newsletter - October 2008

MONEY Finds

Money Nest What if money just grew on trees? We are all looking for ways to save money and in our current economy, it is more important than ever to be cost-conscious. Saving money can be a challenge when the cost of necessities continues to rise, causing your paycheck to not go as far as it used to.

There are many ways to cut costs, but who really wants to change their entire standard of living in the process? To help you get started saving, we have identified a few of our favorite ways to take back control of your wallet without losing control of your lifestyle.

What would you do
with an extra
$664 per month?
Click here to find out
how much you can save!



  1. Eat in. Cooking for yourself can be fast, easy, and surprisingly inexpensive. Try online recipe finders for meals that use what you already have in your fridge. Make enough for a few days and then use the leftovers for work. Eating at your desk could save you more than $100 a month.
  2. Get a tune up. Make sure your car is in top shape with a tune-up. Fixing any serious maintenance problems can improve your gas mileage by as much as 40 percent. Smooth braking and acceleration, as well as slower driving, will improve your mileage and keep money in your wallet.
  3. Shop online. There are many great bargains to be found online. Looking for a hard-to-find item, check out the online auctions. Many companies offer free shipping and you’ll save gas money going from store to store.
  4. Save a stamp. Paying your bills online will save postage and will ensure that your payment is received on time. Need to send a thank you or birthday card? There are many sites that offer free eGreetings to suit any occasion.
  5. Be a kid again. Remember how much fun you used to have playing at the park? Plan a picnic or go on a bike ride. There is plenty of fun to be had on a tight budget. Think back to basics, and be creative. Scrabble anyone?
Just think—you are in control of your financial destiny. Take hold of the reigns, and you’re bound for greater financial freedom. The more creative and disciplined you are when it comes to money-saving practices, the better off you’ll be in the end.

Remember, it doesn’t take much effort. It’s about retooling your thinking and asking yourself questions, such as “Is this trip to the cleaners necessary?” or “Do I really need to go to a car wash?” Stick to your plan, spend less, and who knows, you may just have that money tree you’ve been hoping for.