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Mortgage Application Checklist
There are several documents you will need during the loan approval process.
After speaking with your Loan Officer, you will need to provide the following
information:
- W-2 forms for all employers covering the last two (2) years.
- Current pay stubs verifying 30 days of income and year-to-date income, including any overtime, commission or bonus income.
- Employment history for the last two consecutive years.
- Residence address(es) for the past two (2) years.
- Complete bank statements for all accounts for the last two (2) months or any other asset verifications.
- Signed Purchase Agreement (if applicable).
- If you are self-employed, provide a copy of your profit and loss financial statement through the most recent quarter/month and a copy of your balance sheet for the last two (2) years.
- If you are self-employed, provide a copy of your corporate or partnership tax returns for the last two (2) years.
- If you receive Social Security income, you will need your award letter and 1099 form.
- Copy of Divorce Decree (if applicable).
- Most recent copy of your Disability Award Letter (if applicable).
