Frequently Asked Mortgage Questions
Q: Do I have to pay an application fee?
A: No, we never charge an application fee.
Q: How do I know which bills to consolidate to save the most money?
A: A qualified Loan Officer will look at your individual situation and guide
you through the process. He/she will help you determine the best plan for you
and your family.
Q: If I have had credit problems, can you still help me?
A: Yes, we have a variety of loan programs available.
Q: How long does the process take?
A: We can pre-approve you within 24 hours, and often close as fast as one week.
Q: Will you pay my creditors directly?
A: We will send payment to your current mortgage company and any other lien
holders. However, we will give you the checks for your other creditors to send
in with your statements.
Q: Can we borrow funds to make home improvements?
A: Yes, you can use the equity in your home to make improvements.
Q: I recently filed bankruptcy. Can I qualify for a loan?
A: We have a variety of programs that can help those who have filed bankruptcy.
Q: I just bought my home 2 years ago. Can I refinance?
A: Yes, we can help you refinance in almost any situation.
A: There are many factors in the qualification process, however, one of our experienced Loan Officers will be able to advise you of your options.
Q: What type of credit score do I need?
A: We work with all types of borrowers with a variety of credit scores.
Q: I have never refinanced. What is the process?
A: Our experienced Loan Officers will work with you one-on-one and walk you through the process.
